Posted inInvestigating Responses

When Seniors Face Expensive Home Repairs, the Solutions Can be a Lifeline…Or Leave Their Families an Inheritance of Debt

Wealth and property passed down from parents to their children can be a major financial boost. But as some aging parents struggle financially, they can become prey to mortgage scams or even the complicated lifeline of reverse mortgages, where homeowners trade equity in their homes for cash but won’t be able to leave their property to their family. Home repair is at the root of the ability of senior Chicagoans to stay in their homes as they age. Local organizations are trying to provide relief without depriving seniors of the ability to pass their homes down to the next generation.

Posted inInvestigating Responses

Cook County Tried to Rid People of Medical Debt, but, for Many, Help Comes Too Late

Since 2022, Cook County has spent more than $4 million to forgive nearly $500 million worth of medical debt for some 278,000 residents, becoming a pioneer among local governments and garnering waves of positive publicity for their efforts. 

But an analysis of Cook County’s debt relief accounts show that many people like Ciaccio saddled with debt should have qualified for free care, a sign that local hospitals are failing to screen for some of the region’s poorest patients even as some use aggressive tactics to collect debt.

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