Posted inInvestigating Responses

Wasted Waters: How Southern Illinois is Coping with Decades of Sewage Flooding… and Why it Still Isn’t Solved.

Five dozen communities in Southern Illinois account for a third of the reported sanitary sewer overflows in the state in the last decade. But with low revenues, population declines, and bureaucratic delays, solutions are hard to come by. Meanwhile, residents face property damage flooded yards and basements and governments that still haven’t fixed the problem.

Posted inInvestigating Responses

‘Granny flats’ are illegal to build in most of Chicago —and political gridlock is keeping it that way.

A three-year pilot program that legalized accessory dwelling units or “granny flats” in some areas of the city opened up more housing options in neighborhoods where cheap apartments have become increasingly rare. But the burst of construction seen so far is a pittance compared to the more than 100,000 affordable units experts say it would take to satisfy demand.

Posted inInvestigating Responses

Unsettling Accounts: How Illinois is Confronting the Student Loan Crisis

Illinois has one of the highest rates of student loans in the country, compelling the state to intervene so that residents burdened by debt can have some financial freedom to pursue their goals, including offering state-level loans and programs like the SmartBuy program which relieves a portion of student loan debt for residents who sign up to purchase a home through the program. But legislative support and limited funding for some of these initiatives are barriers to success.

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When Seniors Face Expensive Home Repairs, the Solutions Can be a Lifeline…Or Leave Their Families an Inheritance of Debt

Wealth and property passed down from parents to their children can be a major financial boost. But as some aging parents struggle financially, they can become prey to mortgage scams or even the complicated lifeline of reverse mortgages, where homeowners trade equity in their homes for cash but won’t be able to leave their property to their family. Home repair is at the root of the ability of senior Chicagoans to stay in their homes as they age. Local organizations are trying to provide relief without depriving seniors of the ability to pass their homes down to the next generation.

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